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5 Holiday Retail Risks to Avoid

5 Holiday Retail Risks to Avoid

For most retailers, the holiday season is the busiest and most profitable time of year. With higher customer traffic and increased online sales come greater risks. Both brick-and-mortar stores and e-commerce businesses face unique challenges over the holidays. Help protect your profits, customers, and reputation by taking steps to identify and manage these risks. Theft and Shoplifting Crowded stores, rushed shoppers, and distracted employees create...

Driving Safety Tips for Holiday Travel

Driving Safety Tips for Holiday Travel

Every year, millions of Americans take to the road for the Thanksgiving holiday, traveling to spend time with their family and friends. Along with the anticipation of a wonderful celebration, the season has unpredictable weather, very heavy traffic, and an increased risk of accidents. If you have plans to travel this Thanksgiving, practicing safe driving conduct is critical. Read some of the basics that can...

Honoring Native American Heritage Month

Honoring Native American Heritage Month

Native American Heritage Month in November provides an opportunity to reflect on the rich history, culture, and contributions of Native Americans, Alaska Natives, and Indigenous communities. This is the time to celebrate their enduring traditions, acknowledge their role in shaping the nation’s history, and raise awareness of the challenges these communities continue to face. Heritage Month encourages learning, respect, and meaningful action.  Celebrating a Living...

What to Expect in a Life Insurance Medical Exam

What to Expect in a Life Insurance Medical Exam

When you apply for life insurance, you will likely be asked to take a medical exam. The insurer will use the results of this routine checkup to help determine whether to sell you a policy and what your premium will be. Here, we explain what to expect and how to prepare for the exam. Why Do Life Insurance Companies Require Medical Exams?  Essentially, a life...

Don’t Let a Disaster Halt Your Business: The Power of Business Interruption Insurance

Don’t Let a Disaster Halt Your Business: The Power of Business Interruption Insurance

When a fire, storm, or other unexpected event forces a business to shut down temporarily, the financial toll can be disastrous. This is where business interruption insurance comes in. This type of insurance is designed to protect your company’s income, help you pay your bills, and retain employees when the business is shuttered.  What Is Business Interruption Insurance? Also known as business income insurance, this...